Sign-up bonus & spend tracking

Each card in the catalog has a current welcome offer, but offers vary — you may have targeted a higher or lower bonus. When adding a card, uncheck “This matches my offer” and type your actual bonus in points so your value estimates are accurate. You can also change this later.

To track your minimum spend, open the card’s detail page and find the Sign-Up Bonus card near the top. Click “Update Spending” and enter the total you’ve put on the card so far (in dollars). The progress bar shows how much of the required spend you’ve completed, how much is left, and roughly how much per month you need to finish before the deadline.

When you cross the spend threshold, click “Mark Bonus Earned” to lock it in. The deadline itself is calculated from your open date plus the offer’s spend window, so keeping the open date accurate keeps the countdown honest.